Superannuation and TPD Claims Melbourne
No Win, No Fee Melbourne Lawyers
Helping you claim everything you are entitled to if you have suffered an injury or illness and cannot work.
Many people are not aware that they hold a Total and Permanent Disability (TPD) policy through their superannuation fund. TPD insurance covers you in the event you suffer an injury or illness that prevents you from working. When you make a TPD claim, it can give you the financial security you need for your future. In addition to claiming TPD insurance, you may also have an income protection insurance policy which you can claim against to assist you with your costs of living and ongoing medical treatment expenses.
TPD claims are usually paid as a single lump sum payment. In some cases, there are superannuation funds that pay annual instalments on the basis you continue to be deemed as totally and permanently disabled.
Each insurance provider will have their own set of terms and conditions that apply to TPD policies. For this reason, it is important to speak to an experienced TPD lawyer when making a claim so that you can ensure you gain access to all of your entitlements and that you get advice about your specific situation.
Our expert compensation law team can assist you with:
- Total and Permanent Disability (TPD) claims
- Income protection insurance claims
- Trauma claims
- Early release of superannuation
- Life insurance or death benefits
You may only get one shot at making a TPD or insurance claim, so it is imperative that you obtain trusted advice at the earliest opportunity. By getting advice from an experienced TPD lawyer, you can ensure your claim is handled efficiently, you avoid any unnecessary delays or mistakes, and your lawyer keeps the insurer accountable.
A TPD claim can change your life and give you the financial security you need after suffering a significant injury or illness. It is our intent to support you throughout the entire process and to reduce the stress on you. We will challenge the insurer and hold them accountable so that you can receive all the entitlements you have available to you.
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If you are no longer able to work due to an injury, disability, illness, or medical condition, you may be eligible to make a superannuation claim.
You may be entitled to claim:
- Total and Permanent Disability (TPD)
- Income Protection
- Life Insurance
Our team can investigate any insurance policies you hold and provide you with comprehensive advice about your entitlements and the best way to make a claim.
To give your TPD or superannuation claim the best chance of success, we recommend that you discuss your unique circumstances with a TPD lawyer who can make enquiries on your behalf and help you with the paperwork and submission. Contact our team any time on 1800 621 071.
To make a TPD claim, you will need to demonstrate that you are unable to work because of an injury or illness, and that your medical condition and incapacity for work fit the terms of your TPD policy. Different TPD policies can include different terms and conditions such as:
- “that you cannot return to work in any occupation”; or
- “that you cannot return to work in your usual occupation”.
The definition within your TPD policy can have a significant impact on what you may be entitled to claim. Once we can demonstrate that you fit the terms of your policy, we can assist you with completing the required paperwork and putting together the documentation you need for your submission to the insurer.
To make a claim on your income protection policy, you must demonstrate that you are unable to work because your injury or illness currently prevents you from doing so.
We can help you understand the terms and conditions of your policy and what evidence you need to put forward to show that you meet these terms.
Life Insurance or Trauma Claims:
To make a claim on your life insurance or trauma policy, you must demonstrate that the terms of the policy are met. Our team can review your policy to help you understand what terms and conditions apply to you.
As every insurance policy is different, it is vital to your claim that you seek legal advice at the earliest opportunity. Attwood Marshall Lawyers are here to help you access everything you are entitled to and will help ensure your claim has the best chance of success from the outset.
If you hold the necessary insurance cover under your superannuation, or through an alternative provider, it is the insurer who is responsible to pay your benefits.
The amount you may be entitled to claim will depend on the terms of your specific policy. When you instruct our compensation team to make enquiries on your behalf, we will be able to determine exactly what entitlements you have access to as stipulated in your insurance policies.
Many people hold multiple insurance policies and may be able to make multiple claims.
In most cases, superannuation and TPD claims settle between 6 and 18 months. More serious or complex cases may take longer to settle, whilst some claims can be paid out quite quickly. We will be able to provide you with a more accurate estimate when our team get a better understanding of your situation and the type of insurance you hold.
If your claim is rejected by the insurer, you will have the opportunity to appeal the decision. If your appeal is unsuccessful, you may be able to take the matter to court.
To give your TPD or superannuation claim the best chance of success from the outset, we recommend that you get trusted advice from a specialist TPD lawyer who can help you with the paperwork and submission, leaving no stones unturned. To discuss your situation, contact our team any time on 1800 621 071.
In most cases, there are no time limitations to make a superannuation or TPD claim.
However, a time limitation does apply if your claim has been rejected by the insurer and you wish to make an appeal. If your claim is not commenced in court by the time your time limit lapses, your claim is likely to be precluded.
We recommend that you seek legal advice and assistance at the earliest opportunity to give your claim the best chance of success.
We offer our No Win, No Fee guarantee for superannuation, insurance and TPD claims. This means there are no upfront costs and you will only pay our fees if you win your claim.
In most cases, we offer a fixed fee for TPD and superannuation claims. Contact us any time on 1800 621 071 to find out more about our fixed fees and our no win no fee guarantee.
Attwood Marshall Lawyers have acted for injured people against insurance companies for over 75 years.
Our superannuation claims team are trained to listen and connect with you to ensure they understand your story and what it is that you want to achieve.
As one of Melbourne’s leading compensation law firms, we are proud to offer our No Win, No Fee services for all compensation claims*.
We know that making a compensation claim can be an overwhelming process, which comes at a time you are already dealing with a significant injury or illness. We aim to help you carry the burden and to fight for your rights. Our team will walk you through every step and support you so that together we can achieve the best possible outcome in the shortest time.
We promise you:
- No Win, No Fee
- Immediate assessment of your claim
- Industry leaders who will explain everything to you in a simple and clear way
- FREE no-obligation initial consultation, so you can find out where you stand
- 24-hour availability. We are here to support you when you need us, including weekends, public holidays or evenings if required.
- We can visit you at home or at the hospital if we cannot handle your matter over the phone or if you are unable to visit our team at one of our conveniently located offices.
No Win, No Fee Melbourne TDP Lawyers
Attwood Marshall Lawyers act on a No Win, No Fee basis for compensation cases and TPD claims. This means you can get your claim underway sooner and do not have to worry about any upfront costs. You only pay our fees if you win your case and receive compensation. We offer a free, no-obligation and confidential initial appointment so that we can learn about your story and what you want to achieve. You can make an appointment to visit our team any time at Level 2, Riverside Quay, 1 Southbank Boulevard, Melbourne, or we can arrange to discuss your matter over the phone or via Zoom.
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If you are unable to work due to an injury or illness, you may qualify for a compensation claim. It costs you nothing to find out.
Get in touch with our friendly team today by calling 1800 621 071 or enter your details in the form opposite and we will contact you to book your free, no-obligation consultation.
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